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HenryMorganDibie/README.md

Henry Dibie

ML Systems Engineer · Agentic AI · Credit Risk & Quant Analytics Open to remote & international engagements — Freelance · Contract · Full-time

Production-grade ML engineer with 5+ years building systems that run in the real world — not just notebooks. My work spans agentic pipelines, RAG backends, forecasting infrastructure, credit risk engines, and data platforms, serving clients across fintech, telecom, SaaS, and fixed income.

Top Rated on Upwork · 100% Job Success Score


What I Build

Agentic AI & RAG Systems LangGraph multi-agent pipelines (supervisor + sub-agent architectures), production RAG backends with pgvector + BM25 + cross-encoder reranking, LLM-powered analytics assistants, Manuscript Companion Chat with Voice Drift Analytics, and GenAI workflows with structured outputs. Built across Groq/Llama, OpenAI, and custom fine-tuned models. Audited LoRA fine-tunes at production scale — diagnosed a ~50pp BFCL regression on a Qwen-2.5-7B model.

ML Systems & Data Infrastructure End-to-end pipelines from raw ingestion to deployed inference. Real-time platforms with FastAPI, PostgreSQL/TimescaleDB, and Azure. Prophet and Darts forecasting. Load-tested at 30,000 subscribers — 5.4M records processed at 1,480 subscribers/second, 100% prediction success rate. Salary prediction pipelines, churn engines, and production ML assessments delivered under tight deadlines.

Credit Risk & Quant Analytics Scorecard development, PD/LGD/EAD modelling, and portfolio analytics. XGBoost/Logistic Regression credit models (15% improvement in approval precision at Renmoney). MBS spec pool pay-up analyzers and CMO inventory matching engines for fixed income clients. Full corporate credit risk frameworks for structured lending.

Data Engineering & Automation dbt, Prefect, PySpark, SFTP ingestion pipelines, Snowflake Semantic Layer + dbt MetricFlow, macroeconomic data extraction across 54 African countries. gRPC monorepo refactoring for production-scale data acquisition. I connect pipelines to decision surfaces.

Full-Stack Products Firebase multi-vendor marketplace backends, Chrome extensions, PWAs, and Android apps. I build products end-to-end when the problem demands it.


Selected Projects

Agentic AI & RAG

Project What it does
deal-intelligence-agent 8-node LangGraph pipeline — M&A, credit risk, distressed asset signals across SEC EDGAR, African exchanges, global news
nigerian-fintech-agent 7-layer fraud intelligence platform — agentic reasoning over transaction signals, CBN/EFCC/NFIU regulatory citations, Nigerian language routing, NDPA 2023 audit logging
knowledge-rag-api Production RAG backend — pgvector + BM25 + RRF fusion, cross-encoder reranking, ACL filtering, atomic chunk publishing
snowflake-semantic-agent Conversational analytics agent over Snowflake — dbt MetricFlow, Semantic Layer API, Horizon Catalog integration
pulse-agent LangGraph multi-agent system built for DSN × BCT Hackathon — real-time signal orchestration across multiple sub-agents

ML & Credit Risk

Project What it does
churn-intelligence-platform End-to-end churn prediction platform with explainability and intervention routing
corporate-credit-risk-framework Structured credit risk framework for corporate lending — PD/LGD/EAD modelling, scorecard calibration
narrative-harm-classifier NLP classifier — Precision 1.000, FPR 0.000 on held-out test set
nexus-quant-framework Quantitative analytics framework for financial modelling and strategy backtesting

Data Infrastructure & Engineering

Project What it does
mvno-intelligence-hub Azure-deployed subscriber analytics — Prophet forecasting, TimescaleDB, FastAPI, live SFTP ingestion every 15 mins
chirp-api-refactoring Production audit & refactor of a Python gRPC monorepo — service decomposition, interface contracts, rapid delivery under assessment conditions
talentpulse-salary-ml End-to-end ML salary prediction pipeline — feature engineering, model training, inference API

Products & SaaS

Project What it does
laetiva-backend-sandbox Firebase multi-vendor marketplace backend — 67/67 and 61/61 acceptance tests across two milestones, real client delivery
the-scribe AI writing assistant for Christian authors — FastAPI + PostgreSQL + pgvector, RAG-powered Manuscript Companion Chat, Voice Drift Analytics, mobile-responsive
scrollbreak Full-stack doomscrolling intervention — Chrome extension, PWA, Android app, Express backend
Ecclesia-CheckIn QR-based fraud-proof attendance system — live deployment to a real church community

Stack

Languages: Python · R · SQL · JavaScript ML/Forecasting: XGBoost · LightGBM · Prophet · Darts · Scikit-Learn · PyTorch · SHAP Agentic & AI: LangGraph · LangChain · pgvector · FAISS · OpenAI · Groq/Llama · Whisper · RAG pipelines Data Engineering: PostgreSQL · TimescaleDB · Snowflake · BigQuery · dbt · PySpark · Prefect · GitHub Actions Infrastructure: Azure · AWS · GCP · FastAPI · gRPC · Docker · Firebase · SQLAlchemy · REST APIs Visualization: Power BI · Plotly/Dash · Streamlit · Metabase · Recharts


Background

  • ML Systems Engineer (Freelance) — MVNO subscriber analytics, RAG backends, agentic pipelines, credit risk systems, quant tools, full-stack products
  • Data Research Analyst, Automation & AI — Stears
  • Credit Risk Analyst (Data Science) — Renmoney Microfinance Bank
  • Data Scientist — Nupat Technologies
  • Education: Data Analytics — Turing College (Digital Explorers II Scholar) · BSc Business Administration

Let's Work Together

Open to freelance, contract, and full-time roles (Remote · Hybrid · Onsite) — ML systems, agentic AI, credit risk modelling, and data infrastructure.

📬 LinkedIn · Medium

Pinned Loading

  1. nigerian-fintech-agent nigerian-fintech-agent Public

    AI-powered fintech operations agent built for the Nigerian financial ecosystem. Automates financial workflows, transaction intelligence, payment operations, and decision-driven tasks using agentic …

    Python

  2. fraud-detection-api fraud-detection-api Public

    Production-hardened FastAPI ML inference API serving real-time fraud predictions. Features API key auth, joblib model serving, concurrent p99 latency testing, multi-stage Docker build, structured l…

    Python

  3. llm-audit-poc llm-audit-poc Public

    Independent audit of a fine-tuned LLM tool-calling PoC — BFCL regression decomposition, inference stack risk assessment, and production recommendation for a FinTech client. Qwen-2.5, LoRA, SGLang, …

    Python

  4. knowledge-rag-api knowledge-rag-api Public

    Production RAG backend — Document360 & SharePoint ingestion, pgvector hybrid search, ACL filtering, and grounded answer generation with citations. Built with FastAPI + Aurora PostgreSQL.

    Python

  5. trial-activation-challenge trial-activation-challenge Public

    Trial activation analysis for a 30-day SaaS trial — behavioural event data, conversion driver analysis, dbt SQL models, and an interactive analytics dashboard. Built for the Splendor Analytics Data…

    HTML 1 1

  6. chirp-api-refactoring chirp-api-refactoring Public

    Production refactoring of a Twitter-like gRPC API: replaced SHA-256 passwords with bcrypt + transparent migration, eliminated N+1 queries (31→3 per feed), added request tracing, unified error taxon…

    TypeScript